Program I

• 15 Years or newer
• Fico score 700 min - What is FICO?
• 80% ltv = max 25K cash out
• 65% ltv =unlimited cash out
• Based on today’s value
• Loan must be seasoned for 12 months
• California Only

Program II

• 1977 or newer
• Fico score 680 min - What is FICO?
• 80% ltv with a max of $7500 cash out
• Based on today’s value
• Loan must be seasoned for 18 months
• California Only

Program III

• 1977 or newer
• Fico score 650 min - What is FICO?
• 80% of price paid for home
• California Only

Program IV

• All age homes
• Parks subject to approval
• No min fico score - What is FICO?
• Sub prime cash out refinance option
• 30-40% of price paid for home
• Southern California Only